IBAN country format

Germany IBAN Format, Length and Example

Use this guide to understand the standard Germany IBAN country code, expected length, and example formatting. Examples are for education and testing only; they are not presented as real bank accounts.

Key Germany IBAN details

Country
Germany
Country code
DE
IBAN length
22 characters
SEPA status
SEPA country - EU
BBAN structure
18 digits after the country code and check digits.

Germany IBAN example

This is an example or test-style value for showing the expected format. It must not be treated as a real account or payment instruction.

Example IBAN
DE89370400440532013000
Print format example
DE89 3704 0044 0532 0130 00
Digital format example
DE89370400440532013000

What the format check verifies

  • Whether the IBAN starts with the DE country code.
  • Whether the IBAN has 22 characters after normalization.
  • Whether the value uses allowed letters and digits.
  • Whether the MOD97-10 checksum is valid.

What it does not verify

  • It does not confirm that the bank account exists.
  • It does not confirm account ownership.
  • It does not confirm bank connectivity or payment success.
  • It does not replace verification with your bank or payee.

Germany SEPA context

Germany is listed in the local SEPA country reference data as: SEPA country - EU. Country-level SEPA status does not guarantee that a specific account can receive a payment.

Limitation note

This page explains IBAN format rules only and does not confirm account existence, account ownership, or payment success.

Before using a Germany IBAN for payment

A structurally valid IBAN can still be wrong for a real transfer. Always verify payment details with the invoice issuer, recipient, bank, or payment provider before sending money.

FAQ

How long is a German IBAN?

A German IBAN has 22 characters, including the DE country code and two check digits.

What country code does a German IBAN use?

German IBANs use the country code DE.

Does a valid German IBAN confirm the account exists?

No. Format and checksum validation do not confirm account existence or ownership.

Can spaces be used when typing a German IBAN?

Yes. Spaces are common in print format and should be removed for digital processing.